Posts Tagged ‘Commercial insurance’

What Does Builder’s Risk Insurance Cover?

Builder’s Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding), materials, and equipment being used (whether it’s currently on-site or off-site). The majority of policies are written…

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California Business Insurance

A California Business Insurance Update According to the latest surveys by major insurers, small to medium-sized businesses have a number of critical gaps in their insurance coverage. Most gaps are due to the business owner not fully understanding their risks and how to treat those risk with a well-designed business insurance program. While your business…

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Why Cyber Liability Is Needed

Cyber Liability continues to be a major issue for many California businesses in 2019. In today’s data-driven social media world, businesses of all sizes have had a cyber-attack or data breach. Statistics show 39% of all cyber incidents affect businesses with fewer than 100 employees. With the recent Target breach, many individuals and businesses are…

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Why Work With Dahlmeier Insurance Agency Inc.

The wind just blew your roof off and water is rushing in. You did not plan on this happening, but we hope your first call is to our office. We understand that during stressful times you need a partner and friend, and we are here to help you through the claim process and get your…

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2019 Business Insurance Planning

2019 Business Insurance Planning It is that time of year to set goals, review your California business plans and look forward to a prosperous 2094. Part of your planning should include an annual California business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office…

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Why Is Fidelity Bond Coverage Important?

  What Is A Fidelity Bond? A fidelity bond, or employee dishonesty, is not insurance but it protects your California business against specific losses that may occur from the dishonest acts of employees. The fidelity coverage guarantees that the insurance company will pay the insured business for money or other property lost because of dishonest…

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All Business Insurance Policies Are Not The Same

All Business Insurance Policies Are Not The Same Why You Need An Insurance Review Every California business, at some time, should have their business insurance reviewed by an independent insurance agent like Dahlmeier Insurance. If it has been more than a year since your last review, now may be a good time. We review all…

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Is Your California Business Exposed?

According to the latest surveys by major insurers, many California businesses have a number of critical gaps in their business insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, thinking their commercial coverage provides the coverage,…

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Is Your Business Covered For These Risks?

Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business. That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to…

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Backflow Tester Insurance

If you are in the business of testing Backflow devices please consider the information below. Backflow testers have unique risks and insurance needs. We offer coverage to firms all over California and the United States. Backflow from a residential property is generally not a big problem. Backflow liability from an industrial and commercial property that…

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