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Wildfires Have Devastated Parts of California

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A Personal Insurance Update The past few years have seen wildfires destroy communities, homes, and people’s lives.  Our thoughts and prayers are with those of you who have suffered a loss.  Experts tell us that the total property loss for these events will reach over 12 billion dollars. Beginning last fall, California suffered a series…

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How Can You Protect Your Business At Night

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A Commercial Insurance Update Every business is exposed to possible damage or loss during non-business hours. That is why your commercial insurance needs to consist of “all risk” coverage to include vandalism, theft, and burglary.  In addition, there are actions you can take to help reduce the chance of having a loss after hours. Risk…

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Prepare For Wildfires

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Wildfires And Homeowner’s Insurance Unlike earthquakes and floods, wildfire damage should not require a completely separate policy and probably does not even require a high-risk policy. It is a good idea, however, to know what your homeowner’s policy does cover.  In many cases, wildfires are covered, but it is always good to call your agent…

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Ride Share Insurance

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Do ride share drivers need special insurance? Before getting started on this exciting new venture, it’s important to remember that auto insurance is a critical and necessary component to consider before getting into the ride-sharing company. Unfortunately, a lack of knowledge is a primary reason why many people do not have proper ride-sharing insurance. Your…

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How To Manage A Property Loss

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Business Insurance Update Most every business owns business property, which may include the building in which you run your operations.  Property insurance protects the physical assets your business owns – such as computers, office equipment, buildings, furniture, fixtures, and other property.  Every business should have a comprehensive property insurance portfolio to respond to the many…

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Is Your Business Hiring This Summer?

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Many businesses today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of the business risks associated with having interns.…

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RV Insurance

You probably bought your motor home or travel trailer because it offers the best of both worlds: the ability to explore the world we live in and the convenience of your home each night when you pull over. Motor homes and travel trailers offer a freedom and joy that’s unique regardless of the size of…

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The Nuts and Bolts of Contractor’s Insurance

The success of your business depends on the quality of your business insurance.  Business insurance is designed to protect your business in the event of an unexpected claim.  We can create a contractor’s insurance program that is designed for your unique operation.  Here are a few of the kinds of contractor insurance you need. The…

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Crazy Things Home Insurance Usually Covers

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You may believe that home insurance is only useful in the event of a natural disaster. If your home is damaged by a fire, hurricane, or flood, your insurance should cover the costs. However, whether there is a natural disaster or not, there are many times when you can use your home insurance coverage. We…

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