Commercial Insurance Keeps Your Business Running
Small businesses account for 89 percent of all companies. A small business is one that employs fewer than 75 people. In reality, most small businesses have seven or fewer employees. When you own a small business, it doesn’t take much to derail it and force you to close your doors. Having the right commercial insurance can provide you…
Read MoreHow To Stop Porch Pirates?
The holiday season is filled with fun, parties, food, gifts, overeating, and, unfortunately, some risk. One of the fasted growing risks for many people is stolen packages by porch pirates. More than 25 million Americans have their packages stolen right from their doorsteps by porch pirates each year, don’t be one of them. Your homeowners…
Read MoreThe Holidays Bring Added Risk?
Personal Insurance Update Did you get an ugly tie or sweater last year for Christmas? If this Christmas is a repeat of last year, the good news is that you can exchange the gift for something you can use. However, many other ugly things can happen during the holidays that you may not be able…
Read MoreDo Newlyweds Need Insurance
What Kind Of Insurance Should Newlyweds Have? Congratulations! You have decided to share your life with that special person. Your honeymoon is over and you are settling into your new life together. Now is the time to start thinking about how to protect that life, especially as you start to make plans for the future.…
Read MoreFive Things to Do Before You Start Your New Business
The latest news from the Small Business Administration is that only 60% of new businesses survive at least 2 years. Of that 60%, only 44% survive another two years. It is a fact that more small businesses fail then succeed. The two main reasons for failure are lack of planning and funding. While we can’t…
Read MoreWho Needs Commercial Insurance?
You’ve probably heard of commercial insurance as a highly experienced business owner or manager. This coverage assists your company in dealing with potential income losses, property damage, worker’s compensation issues, and possibly marketing liabilities. Owners of Businesses As a typical business owner, you understand the importance of having commercial insurance. There are numerous risks that…
Read MoreArtisan Contractors Insurance
Artisan Contractors Need The Right Kind of Insurance Construction projects depend on the special talent and skills of artisan contractors. Artisan contractors are part of our thriving economy. For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Business owners Policy (BOP) especially tailored…
Read MoreWhy Your Agent Needs To Be A Problem Solver
When you get right down to the fundamental reason you buy insurance, it is to solve a problem. If you have a fire or some other loss, it becomes a problem. Many people look at insurance as an umbrella; you open it, and when bad things happen, the umbrella is designed to protect you. But…
Read MoreBackflow Tester Insurance
If you are in the business of testing Backflow devices, please consider the information below. Backflow testers have unique risks and insurance needs. We offer coverage to firms all over California and the United States. Backflow from a residential property is generally not a big problem. Backflow liability from an industrial and commercial property that…
Read MoreCommunication Is Key To Any Relationship
We live in the greatest age of communication. Today there are more ways to connect with each other than at any other time in history. For example, we have access to personal cell phones, email, web pages, videos, social media, traditional mail, and more. So why don’t you and your independent insurance agent communicate more…
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