Posts by Bob
What Kind Of Vehicles Are Covered under A Commercial Auto Policy?
Commercial Auto Insurance If you own a business that uses vehicles, it’s essential to have a commercial auto policy to protect your company and your employees. Commercial auto policies cover a variety of vehicles used for business purposes, ranging from company cars to heavy-duty trucks. Here are the types of vehicles typically covered under a…
Read MoreWhy Partnering With An Insurance Agent Helps Your Business
If you’re a business owner, you’re probably well aware of the importance of insurance to protect your assets, employees, and customers. However, choosing the right insurance policies and finding the best deals can be a time-consuming and complex process. That’s where partnering with an insurance broker can be advantageous. In this blog, we’ll explore the…
Read MoreHow To Avoid cyber Scams
With the rise of technology, cyber scams have become a common threat to individuals and businesses. Cybercriminals use various techniques to deceive and manipulate people into giving away their personal and financial information, causing significant financial and emotional harm. However, by taking a few precautions, you can avoid falling victim to cyber scams. Be skeptical…
Read MoreContractors Have Professional Liability Risks
According to the International Risk Management Institute, contractors, project owners, and project professionals have an increased risk of professional liability claims. Yet less than half of all contractors in need of the coverage are buying it. Insurance can play an important role in “on-time and on-budget” projects. If your contractors’ insurance coverage is not written…
Read MoreHow Often Should I Review My Insurance Program?
Most Homeowners insurance companies will send out a reminder for a renewal of your home insurance policy when the end of the year is up for your insurance coverage. Many will also automatically renew your policy unless you call and let them know that you want to change or cancel that policy. This makes it…
Read MoreWhy Is Commercial Auto Insurance Important?
Do you operate a business that requires you to have a vehicle to deliver your goods and services to your clients? Do you have a fleet of delivery trucks that are on the road 24/7? Small firms who own or operate vehicles have the same risks as large firms. You are at risk from losses…
Read MoreSome Good Insurance Related Questions
We recommend asking your agent a series of questions to better understand what your insurance covers and does not cover. At Valley Oaks Insurance Agency, we know how hard you’ve worked to turn your house into a home. Since your home is one of the most important financial investments of your lifetime, you’ll need proper coverage in order to keep…
Read MoreHow To Find A High Value Insurance Agent
When searching for the right commercial insurance agent for your business, you should find someone who focuses not only on providing excellent coverage but also on providing excellent customer service. They serve as an additional business partner to assist you in enhancing your business operations. There are two prevalent types of insurance agents: captive and…
Read MoreCommercial Property Update
Several industry surveys predict that property insurance costs will rise even more in 2023, especially in the west and south, which are more prone to natural disasters. The twentieth consecutive quarter of rising rates occurred in the fourth quarter of 2022. Due to the high cost of reinsurance or the difficulty in obtaining it in catastrophe-prone…
Read MoreWhat Kind of Businesses Need Professional Liability Insurance?
If you’re a business owner, you spend most of your time thinking about how to grow your business. But it’s easy to remember one of the fundamental building blocks: professional liability insurance. What is it? Why do you need it? And what does it cover? Why Does Your Business Professional Liability Insurance? What Does Professional…
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