Posts by Bob

California Wild Fire Season Is Approaching

Every year, wildfires threaten people, businesses, and homes throughout the US, especially those located in or near wilderness areas. The tips below can help you assess your risk and identify ways to protect your business, home, and family from a wildfire. As more and more people and businesses move into rural areas, more people and…

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The Best Ways To Insure Your Recreational Toys

Do you need insurance for your boat, RV, motorcycle, or ATV? Regardless of whether you are relaxing on your boat at the lake, traveling through the Rocky Mountains, camping with friends and family, or enjoying the open road on the bike of your dreams; you need to take the proper steps to protect what you…

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COVID-19 And Your Business

Most of us are doing our best to comply with the COVID-19 stay at home order.  However, there are also many of us who still must go to our place of work.  Here are some things you can do to help maintain safety and financial health for your business, employees, and clients in the workplace…

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Your Personal Insurance and COVID-19

  As our country continues to manage through the COVID-19 crises, we thought it might be useful to take some time to remind you of the importance of your personal insurance during this time.  The coronavirus pandemic won’t affect your auto or homeowner’s insurance too much, but there are a few coverages that could be…

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The Importance of Having a Home Inventory

  Included in most homeowners, condo-owners, and renters insurance policies is coverage for the contents of your home.  However, do you know how much coverage you would need if you had to replace everything in your house?  Would you know what you had in each room of your home in the event of a claim? …

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Tips for Working at Home

  Does COVID-19 Have You Working From Home? Due to the stay at home mandate, there are many people who are working remotely these days.  It appears this mandate will last at least another month.  Many people have thought that working remotely would be great, but working remotely is a double-edge sword.  Sure, you get…

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Backflow Tester Insurance

If you are in the business of testing Backflow devices please consider the information below. Backflow testers have unique risks and insurance needs. We offer coverage to firms all over California and the United States. Backflow from a residential property is generally not a big problem. Backflow liability from an industrial and commercial property that…

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Filing an Insurance Claim Correctly Can Save You Time and Money

You buy insurance to protect yourself when you have a need. This need might be an auto loss, business claim, or home fire. When something bad happens, you want your insurance company to respond. When it comes to filing a claim, knowledge is power. We hope you never have a claim, but we want you…

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Coronavirus Will Have An Impact The United States

  The Centers for Disease Control recently stated that the Coronavirus will have an impact in the United States.  People who contracted the Wuhan virus have reported symptoms that include fever, chills, headaches, difficulty breathing, and a sore throat.  Now is a good time to start thinking about how you might protect yourself and your family from…

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Do Devices Like Amazon’s Echo and Alexa Create Personal Liability?

Do Devices Like Amazon’s Echo and Alexa Create Personal Liability? A personal Insurance Update More consumers are buying smart devices that tie in their smart phones and other home technology to the internet.  The most current devices allow you to have direct access to the internet from anywhere in your home.  By saying a key…

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