Posts by Bob

Earthquake Insurance

Natural disasters are part of the price we all pay for living in the west. We all appreciate the good weather, lakes, mountains, and the natural beauty found on the west coast. However, fires, mudslides, floods, and earthquakes are just a few of the natural disasters common to the western states.  Earthquakes are especially a…

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What Does Builder’s Risk Insurance Cover?

Builder’s Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding), materials, and equipment being used (whether it’s currently on-site or off-site). The majority of policies are written…

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Avoid Holiday Party Law Suits

  Company Holiday Parties Increase Risks As your Chico or Oroville business prepares for the annual company holiday party, remember that these activities can increase your risk. While your California business insurance would most likely response to claims, we have a number of tips to help reduce the likelihood of litigation. It is worth noting…

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How To Prepare For Holiday Home Safety

The Holidays are almost upon us, and if you have been to any department store, the sounds of Christmas are ringing out. According to the U.S. Fire Administration, over 400 homes are destroyed annually by causes related to Christmas tree fires. According to the U.S. Consumer Product Safety Commission hospital emergency rooms treat over 12,900…

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Stay Protected This Holiday Season

Tis The Season… For Problems As we approach the holiday season, we thought it might be good to provide you with a few insurance tips on how to protect yourself and your family during this season. The holiday season usually sees an increase in homeowners and other personal types of accidents and claims. Here are…

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Are Electric Scooters Covered Under My Insurance Policy?

  A Personal Insurance Update Scooters are popping up all over cities across the country.  They have been popular in Europe for years.  We are at the beginning of this new form of personal transportation, which creates a few questions regarding risk, liability, and insurance coverage. Scooter usage Facts (Forbes) 4 % of riders wear…

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Backflow Tester Liability in Chico and Oroville, CA

Our private testers liability policies are designed to meet the evolving business insurance needs of backflow prevention assembly testers in California, Oregon, and Nevada. Coverage is written by an A+ XV rated insurance carrier. We are also a full-service independent insurance agency offering options for consultants, instructors, manufacturers and distributors in the cross-connection control and…

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Trick Or Treat Safety

Trick Or Treat Safety  Halloween is approaching.  Kids and adults are looking forward to dressing up and going out to trick or treat in the neighborhood.  With a little bit of planning you can ensure your ghouls and goblins have a frightfully fun time this year. More than twice as many children are killed in…

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Personal Umbrella Insurance

  You’ve worked hard to earn your lifestyle. Consider adding additional liability protection to your Auto, Home, Renters or Condo policy. Personal Umbrella Liability coverage added to your other policies can protect you, your spouse and any relatives living in your home. Umbrella Insurance Protection Umbrella Insurance provides extra protection or limits above the liability…

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Keys to Selecting Your Individual or Business Health Plan

California Healthcare reform has created many questions and concerns for businesses and individuals. When considering health insurance, you want the most coverage for you and your family. We can provide you with guidance and support in selecting a plan that is best suited for you. We have identified a number of factors for you to…

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