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Archive for July 2022

Wildfires Have Devastated Parts of California

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A Personal Insurance Update The past few years have seen wildfires destroy communities, homes, and people’s lives.  Our thoughts and prayers are with those of you who have suffered a loss.  Experts tell us that the total property loss for these events will reach over 12 billion dollars. Beginning last fall, California suffered a series…

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How Can You Protect Your Business At Night

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A Commercial Insurance Update Every business is exposed to possible damage or loss during non-business hours. That is why your commercial insurance needs to consist of “all risk” coverage to include vandalism, theft, and burglary.  In addition, there are actions you can take to help reduce the chance of having a loss after hours. Risk…

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Prepare For Wildfires

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Wildfires And Homeowner’s Insurance Unlike earthquakes and floods, wildfire damage should not require a completely separate policy and probably does not even require a high-risk policy. It is a good idea, however, to know what your homeowner’s policy does cover.  In many cases, wildfires are covered, but it is always good to call your agent…

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Ride Share Insurance

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Do ride share drivers need special insurance? Before getting started on this exciting new venture, it’s important to remember that auto insurance is a critical and necessary component to consider before getting into the ride-sharing company. Unfortunately, a lack of knowledge is a primary reason why many people do not have proper ride-sharing insurance. Your…

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