You can tell it’s getting to be summer around here – here’s another story in the paper about two boats colliding on Lake Oroville, one boat totaled and, altogether on both boats, three people injured.

Being a Dahlmeier Insurance agent, whenever I read something like this, my thoughts naturally go to the question of which, if either, of those boaters was carrying insurance. In this case, we happen to know that one of them, Andy, a former sea captain and one of Dahlmeier’s clients, was covered.

From long experience, we in the insurance industry often see families carrying an amount of liability coverage on their auto insurance sufficient to cover major calamities; but when it comes to their weekend pride and joy, the USS Guppy, they figure minimum limits are adequate to them. Continue reading Boat Insurance