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Backflow Tester Insurance

If you are in the business of testing Backflow devices please consider the information below. Backflow testers have unique risks and insurance needs. We offer coverage to firms all over California and the United States. Backflow from a residential property is generally not a big problem. Backflow liability from an industrial and commercial property that…

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Filing an Insurance Claim Correctly Can Save You Time and Money

You buy insurance to protect yourself when you have a need. This need might be an auto loss, business claim, or home fire. When something bad happens, you want your insurance company to respond. When it comes to filing a claim, knowledge is power. We hope you never have a claim, but we want you…

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Coronavirus Will Have An Impact The United States

  The Centers for Disease Control recently stated that the Coronavirus will have an impact in the United States.  People who contracted the Wuhan virus have reported symptoms that include fever, chills, headaches, difficulty breathing, and a sore throat.  Now is a good time to start thinking about how you might protect yourself and your family from…

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Do Devices Like Amazon’s Echo and Alexa Create Personal Liability?

Do Devices Like Amazon’s Echo and Alexa Create Personal Liability? A personal Insurance Update More consumers are buying smart devices that tie in their smart phones and other home technology to the internet.  The most current devices allow you to have direct access to the internet from anywhere in your home.  By saying a key…

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When Fake News Is not Fake

  We offer only proven insurance solutions We have all read fake news stories.  We especially liked the one about the 200-pound cat that went on a diet!  There are also many fake news stories out there about insurance.  Some of these news articles claim that it is supposedly easier and better to buy personal…

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Earthquake Insurance

Natural disasters are part of the price we all pay for living in the west. We all appreciate the good weather, lakes, mountains, and the natural beauty found on the west coast. However, fires, mudslides, floods, and earthquakes are just a few of the natural disasters common to the western states.  Earthquakes are especially a…

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Personal Insurance Tips

A Personal Insurance Update We work to ensure that your personal insurance provides the protection you deserve and need.  We understand you may need different coverage like a personal umbrella, RV insurance, valuable articles coverage, earthquake, or flood coverage. Over the years, we have found that homeowners who adhere to the following strategies have a…

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What Does Builder’s Risk Insurance Cover?

Builder’s Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding), materials, and equipment being used (whether it’s currently on-site or off-site). The majority of policies are written…

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Avoid Holiday Party Law Suits

  Company Holiday Parties Increase Risks As your Chico or Oroville business prepares for the annual company holiday party, remember that these activities can increase your risk. While your California business insurance would most likely response to claims, we have a number of tips to help reduce the likelihood of litigation. It is worth noting…

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How To Prepare For Holiday Home Safety

The Holidays are almost upon us, and if you have been to any department store, the sounds of Christmas are ringing out. According to the U.S. Fire Administration, over 400 homes are destroyed annually by causes related to Christmas tree fires. According to the U.S. Consumer Product Safety Commission hospital emergency rooms treat over 12,900…

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